Needed papers
Do you want to take advantage of Consolidation Loan? Pick a document relating to your revenue stream.
- Employment agreement / Contract of mandate / Author’s agreement
- Sole proprietorship
- Pension retirement
- Impairment retirement
- Pre-retirement advantage
One of several choices below:
- Company verification of one’s earnings for the past a few months
- Year PIT for last
- Proof earnings — in Polish
- Yearly income tax return and a certification through the Tax workplace or perhaps a certification through the ZUS/KRUS
- Income and expense ledger
- Verification of retirement transfer when it comes to month that is last
- Final retirement payslip
- Final choice on indexation
- Last choice on pensionable remuneration
- Verification of impairment retirement transfer for the month that is last
- Final impairment pension payslip
- Final choice on remuneration
- Choice on granting the disability retirement retirement
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- Verification of great benefit transfer when it comes to month that is last
- Final benefit payslip
- Final choice on remuneration
- Choice on giving the advantage
Crucial papers
- Insurance coverage documents — in Polish
- Income certificate — in Polish
- Declaration on resignation through the Agreement of loan — in Polish
- Loans Laws — in Polish
- «Pozyczka z Gwarancja Najnizszego Oprocentowania» laws — in Polish
- Unique offer laws
- „Promocja jesienna z ubezpieczeniem” advertising laws — in Polish
- „Promocja jesienna” advertising regulations — in Polish
- „115 zl raty za kazde 5 000 zl pozyczki IV promotion that is edycja — in Polish
- „100 zl raty za kazde 5 000 zl pozyczki IV edycja” promotions regulations — in Polish
- Advance loan price list
Credit expense and appropriate note
Representative instance for advance loan with “100 zl raty za kazde 5 000 zl pozyczki IV edycja” promotion: yearly portion Rate (APR) is 7.68%, total loan quantity (web of loan-financed expenses): PLN 15 000; total quantity due: PLN 18 000; fixed rate of interest 7.42%; total price of the mortgage: PLN 3000 (including: charge: 0% (PLN 0); interest PLN 3000; extra services PLN 0 (including: cost for Konto 360° PLN 0 so long as externally-sourced monthly return is PLN 1 000 minimum and also at minimum 1 re payment is created in four weeks using the debit card/by BLIK; otherwise the month-to-month charge for the re payment account is PLN 8)), 60 month-to-month equal instalments of PLN 300; first instalment due after 1 month from disbursement regarding the cash. The calculation ended up being made at the time of 13.02.2020 for a representative instance.
The advertising “100 zl raty za kazde 5 000 zl pozyczki IV edycja” is valid till 10.04.2020 and pertains to uninsured money loans provided when it comes to amount of 60 months with add up to be disbursed underneath the agreement PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The advertising is present to clients whom didn’t have an advance loan or consolidation loan into the Bank year prior to the right time of publishing the applying and declare the income tranfer for present acount. The advertising: might not be along with other promotions concerning money loans; it may be taken just once during its credibility and it also doesn’t cover loans for repayment of other credit items.
Detailed conditions and terms for the advertising are found in “100 zl raty za kazde 5 000 zl pozyczki IV edycja” laws obtainable in Millennium branches as well as on www. Bankmillennium.pl. Details concerning concepts of giving loans are included in the laws on Loans awarded to Individuals by Bank Millennium S.A. Charges, commissions and rate of interest are charged according to the bucks Loan Price List. The documents stated earlier can be found in Millennium branches and on http: //www. Bankmillennium.pl. The financial institution evaluates the Applicant’s credit ability and worthiness on a case-by-case foundation prior to giving the Loan; in justified instances it might will not give it
Representative instance for a advance loan with “115 zl raty za kazde 5 000 zl pozyczki IV edycja” promotion: yearly portion Rate (APR) is 14.35%, total loan quantity (internet of loan-financed expenses): PLN 15 000; total quantity due: PLN 20 700; fixed rate of interest 6.34%, total price of the mortgage: PLN 5 700, (including: charge: 0% (PLN 0); interest PLN 3000; extra services PLN 2 700, including: insurance PLN 2 700; 60 month-to-month equal instalments of PLN 345; very very first instalment due after 1 month from disbursement of this cash. The calculation ended up being made at the time of 13.01.2020 for a representative instance.
The “115 zl raty za kazde 5 000 zl pozyczki IV edycja» advertising is legitimate till 10.04.2020 and pertains to cash that is uninsured given when it comes to amount of 60 months with add up to be disbursed beneath the agreement PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The advertising can be obtained to clients that do n’t have a money or consolidation loan when you look at the Bank during the right period of publishing the application form nd declare the wage tranfer for present acount. The advertising: may possibly not be along with other promotions cash that is concerning; it may be taken only one time during its credibility and it also will not cover loans for payment of other credit items.
Detailed conditions and terms regarding the marketing are contained in “115 zl raty za kazde 5 000 zl pozyczki IV edycja» Promotion Regulations obtainable in branches as well as on www. Bankmillennium.pl. Details concerning maxims of granting loans are included in the laws on Loans awarded to people by Bank Millennium S.A. Charges, commissions and rate of interest are charged prior to the bucks Loan Price List. Details in regards to the cheapest rate of interest Guarantee are included in the laws on Lowest Interest Rate Guarantee provide. Detailed axioms granting that is concerning of cover under Bezpieczna Pozyczka insurance coverage by Towarzystwo Ubezpieczen Europa S.A. And Towarzystwo Ubezpieczen na Zycie Europa S.A. Are found in Bezpieczna Pozyczka conditions and terms and in this product Card — Bezpieczna Pozyczka Insurance. The documents mentioned previously can be found in Millennium branches as well as on www. Bankmillennium.pl.
Representative instance for loan: apr (APR) is 11,62%, total loan quantity (web of loan-financed expenses): 15 270,43 zl; total quantity due: 21 388,48 zl; fixed rate of interest 8,49%; total price of the mortgage: 6 113,05 zl (including: cost: 7,68per cent (1 172,77 zl); interest 4 940,28 zl; additional solutions 0 zl (including: cost for Konto 360° 0 zl provided that externally-sourced monthly return is 1 000 zl minimum as well as minimum 1 re re payment is created in four weeks using the debit card/by BLIK; otherwise the month-to-month cost for the payment account is 8 zl)), 77 month-to-month equal instalments of 277,71 zl; very very first instalment due after 1 month from disbursement regarding the cash. The calculation ended up being made at the time of 17.12.2019 for an example that is representative.
Details concerning axioms of granting loans are included in the laws on Loans awarded to people by Bank Millennium S.A. Charges, commissions and rate of interest are charged prior to the money Loan Price List. The documents mentioned previously can be found in Millennium branches as well as on www. Bankmillennium.pl.
The financial institution evaluates the Applicant’s credit capability and worthiness on a basis that is case-by-case to giving the mortgage; in justified cases it could will not give it.